Author Archives: Servaas Houben

About Servaas Houben

I am a Dutch actuary and worked in the Netherlands for the first 4 years of my career. Thereafter, I worked for 2 years in Dublin and 4 years in London. I am now heading the actuarial department of ENNIA in Curacao.

Financial regulations – past, current and future


Authors:  Servaas Houben Publisher, publication date: Good to Better, August 2021 Presentation on the past, current, and future developments in the insurance industry

Posted in Actuary, ALM, Banking, Behavioral finance, English, IFRS17, Investments, Presentations, Scenario creation, Solvency II | Leave a comment

CAPAS – International pension and insurance developments


Authors:  Servaas Houben Publisher, publication date: CAPAS, May 2021

Posted in Actuary, Asset Management, Caribbean, Curacao, discount rate, English, insurance, Pensions, Presentations, Risk Management, Solvency II | Leave a comment

Toezicht op financiële instellingen Curaçao is te vrijblijvend


Authors:  Servaas Houben, Ronald Ketellapper[1] Link: ‘Toezicht op financiële instellingen Curaçao is te vrijblijvend’ (deachterkantvancuracao.blogspot.com) Publisher, publication date: De achterkant van Curacao, 8 May 2021 Het toezicht in Curaçao is volgens de auteurs verouderd en houdt onvoldoende rekening met de risico’s waaraan … Continue reading

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Staatschuld curacao: is deze te beheersen?


Authors:  Servaas Houben, Ronald Ketellapper[1] Link: Is de staatsschuld van Curacao beheersbaar? (deachterkantvancuracao.blogspot.com) Publisher, publication date: De achterkant van Curacao, 15 March 2021 1.  Inleiding en samenvatting De overheidsschuld van Curaçao neemt snel toe, mede als gevolg van de corona pandemie … Continue reading

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Culture eats sustainability for breakfast


Sustainability regulations without cultural acceptance are bound to fail Authors: Gus Badran and Servaas Houben Pdf: TEA-26-june2021-DEF.pdf (actuary.eu) Publisher, publication date: The European Actuary June 2021 Abstract In line with the Paris agreement, the insurance sector has decided to give climate risk … Continue reading

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Inflatiebestendige pensioenen: fata morgana of realistisch doel?


Authors: Servaas Houben en Ronald Ketellapper Pdf: PDFArticle Publisher, publication date: De Actuaris, 2020-10 —————————————————————————————————————————Vervolg op het artikel “Inflatiebestendige pensioenen: fata morgana of realistisch doel?” in de Actuaris van april 2020

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Stochastic Modelling of Covid-19


Authors: Kees van Heugten, Rob Smit and ServaasHouben Pdf: PDFArticle Publisher, publication date: De Actuaris, 2020-10 ————————————————————————————————————————— In this article Kees van Heugten, Rob Smit and Servaas Houben show the benefits of a stochastic model for Covid-19 infections in the Netherlands.

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The IFRS 17 transition option; risking business value with “simply” applying the fair value approach.


Authors: David Brunsveld, Servaas Houben Pdf: PDFArticle Publisher, publication date: The European Actuary, 2020-07 —————————————————————————————————————————— In light of the potential audience of this article, we sometimes deviate from specific IFRS accounting terms. IFRS 17 principles behind transition IFRS 17 is the … Continue reading

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Inflatiebestendige pensioenen: fata morgana of realistisch doel? – deel I


Authors: Servaas Houben en Ronald Ketellapper[1] Pdf: 44926-DA-27-4-art-Houben+Ketellapper Publisher, publication date: De Actuaris, 2020-04 —————————————————————————————————————————— Vrijwel alle DB-pensioenfondsen met een toegezegde pensioenregeling (DB-regeling) streven naar een waardevast of zelfs welvaartvast pensioen. Dat die ambitie al ruim een decennium verre van … Continue reading

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IFRS 17 risk adjustment en enterprise risk management (ERM)


Authors: Jasper Hoogenstraaten, Servaas Houben Pdf: 44375-DA-27-3-art.Houben+Hoogenstraaten Publisher, publication date: De Actuaris, 2020-02 —————————————————————————————————————————— Het IFRS 17 verslaggevingsraamwerk schrijft voor bij het waarderen van technische voorzieningen van verzekeraars rekening te houden met een ‘risk adjustment’. Deze opslag dient ter dekking … Continue reading

Posted in Actuary, De Actuaris, Dutch, ERM, IFRS17, insurance, Solvency II | Leave a comment